OpenEnrollment.net, provides information on enrollment into Health Insurance Plans available to Businesses and their employees, Medicare Open Enrollment and the new PCIP (Pre-existing condition insurance plan) offered by the Federal government for persons with Preexisting health conditions with guaranteed issue.

Open enrollment is a time period in which benefits for enrollment applicants that can apply or make changes to their current insurance. Typically this is done once a year for employer/ employee groups and Medicare senior market groups which are two of the biggest open and most known "open enrollment" periods.  There is also a one man group open enrollment also known as self employed open enrollment the time an owner who does not have a group can enroll and not be denied and acts under the rules of a group by accepting regardless of medical conditions.

*Please select one of the following to direct you to the information you require.

Pre Existing Condition Insurance Plan and PCIP Insurance

Government funded health insurance for those with pre-existing conditions:

PCIP (Pre-existing condition insurance plan) is the Federal government Health Insurance program administered by the government under GEHA (Governement employee Health Association), in association with the National Finance Center processing the applications and approving apps with Health and Human Services overseeing the program.

During this enrollment period, those with pre-existing conditions ranging from:

Diabetes

Cancer

COPD

or any other preexisting condition that has declined an individual to private major medical insurance carriers may qualify to submit an application for affordable major medical comprehensive government funded health insurance. During this enrollment you will NOT need to be a Governmental employee to apply to this association for coverage. The health insurance coverage is real health insurance not a discount plan. The pcip program was initiated out of the health care reform under the aca or Affordable Care Act. Pcip enrollment applications are administered by either the state or the HHS and under the program the government has set aside 5 billion dollars in order to fund the program till December 31 2013. After such time the health insurance exchanges will be in effect and accept all conditions regardless. The available states that there is enrollment available are listed below in teal, while the states in gold are State run. If wish to view PCIP RATES and QUOTES BY STATE. Federal run states by the Department of Health and Human Services can be seen on this site by clicking your state below or the link herein. If wish to apply for your state click here in order to register to Apply. 

Medicare open enrollment

Begins the end of every year and has begun for 2011 for those turned 65. Medicare open enrollment happens only once a year and individuals are beginning to look for coverage as early as October prior to enrollment. Click the link above.